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<h1 id="firstHeading" class="firstHeading mw-first-heading"><span class="mw-page-title-main">Consumer Financial Protection Bureau</span></h1>
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<th colspan="2" style="text-align:center;"><div style="float:left; padding:0 .5em;"></div> <span style="font-size: 120%;">Consumer Financial Protection Bureau</span><br>— CFPB —<span style="font-size: 95%;"></span>
</th></tr>
<tr>
<td class="notheme" colspan="2" style="padding: 1em 0; text-align: center; background-color:#f8f9fa">
</td></tr>
<tr>
<th>Bestehen
</th>
<td>seit 2010
</td></tr>
<tr>
<th>Hauptsitz
</th>
<td><a href="Washington%2C_D.C." title="Washington, D.C.">Washington, D.C.</a>
</td></tr>
<tr>
<th>Koordinaten
</th>
<td><span id="Consumer_Financial_Protection_Bureau" class="coordinates -print"><a class="external text" href="geo:38.8981,-77.0406"><span title="Breitengrad">38° 53′ 53,2″ <abbr title="Nord">N</abbr></span>, <span title="Längengrad">77° 2′ 26,2″ <abbr title="West">W</abbr></span></a></span><span class="geo noexcerpt" style="display:none"><span class="body"></span><span class="latitude">38.8981</span><span class="longitude">-77.0406</span><span class="elevation"></span></span>
</td></tr>
<tr>
<th><a href="Beh%C3%B6rdenleiter" title="Behördenleiter">Behördenleitung</a>
</th>
<td><a href="Russell_Vought" title="Russell Vought">Russell Vought</a>
</td></tr>
<tr>
<th>Mitarbeiter
</th>
<td>1758 (2024)<sup id="cite_ref-cfpb2024-11-14_1-0" class="reference"><a href="#cite_note-cfpb2024-11-14-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup>
</td></tr>
<tr>
<th>Website
</th>
<td><a rel="nofollow" class="external text" href="https://www.consumerfinance.gov">www.consumerfinance.gov</a>
</td></tr></tbody></table>
<p>Das <b>Consumer Financial Protection Bureau</b> (CFPB) ist eine formell <a href="Unabh%C3%A4ngige_Beh%C3%B6rden_der_Vereinigten_Staaten" title="Unabhängige Behörden der Vereinigten Staaten">unabhängig arbeitende Bundesbehörde</a> der Vereinigten Staaten. Sie wurde im Nachgang der <a href="Weltfinanzkrise_2007%E2%80%932008" title="Weltfinanzkrise 2007–2008">Weltfinanzkrise 2007–2008</a> durch den <i><a href="Dodd-Frank_Act" class="mw-redirect" title="Dodd-Frank Act">Dodd-Frank Wall Street Reform and Consumer Protection Act</a></i> von 2010 (auch <i>Dodd-Frank Act</i> genannt) gegründet. Aufgabe des CFPB ist es, sich für den <a href="Verbraucherschutz" title="Verbraucherschutz">Schutz der Verbraucher</a> vor räuberischen Praktiken einzusetzen und zu diesem Zweck die Praktiken von Unternehmen, Banken und Kreditgebern in der Finanzdienstleistungsbranche zu überprüfen. Stand 2024 zählte die Behörde 1758 Mitarbeiter.
</p>
<div class="mw-heading mw-heading2"><h2 id="Entstehung">Entstehung</h2></div>
<p>Das CFPB wurde erstmals 2007 von der Juraprofessorin und späteren Senatorin <a href="Elizabeth_Warren" title="Elizabeth Warren">Elizabeth Warren</a> im Zuge der <a href="Weltfinanzkrise_2007%E2%80%932008" title="Weltfinanzkrise 2007–2008">Weltfinanzkrise 2007–2008</a> vorgeschlagen. Im Juli 2010 unterzeichnete <a href="Pr%C3%A4sident_der_Vereinigten_Staaten" title="Präsident der Vereinigten Staaten">Präsident</a> <a href="Barack_Obama" title="Barack Obama">Barack Obama</a> den <i><a href="Dodd-Frank_Act" class="mw-redirect" title="Dodd-Frank Act">Dodd-Frank Wall Street Reform and Consumer Protection Act</a></i> (kurz <i>Dodd-Frank Act</i>), der stärkeren finanziellen Verbraucherschutz und die Gründung der CFPB vorsah.<sup id="cite_ref-Mogilnicki2013_2-0" class="reference"><a href="#cite_note-Mogilnicki2013-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-Warren2007_3-0" class="reference"><a href="#cite_note-Warren2007-3"><span class="cite-bracket">[</span>3<span class="cite-bracket">]</span></a></sup> Am 17. September 2010 ernannte Präsident Obama Warren zum <i>Assistant to the President and Special Advisor to the Secretary of the Treasury on the Consumer Financial Protection Bureau</i>.<sup id="cite_ref-obamawhitehouse2010_4-0" class="reference"><a href="#cite_note-obamawhitehouse2010-4"><span class="cite-bracket">[</span>4<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-moneycnn2010_5-0" class="reference"><a href="#cite_note-moneycnn2010-5"><span class="cite-bracket">[</span>5<span class="cite-bracket">]</span></a></sup> Als ersten Direktor der neu geschaffenen Verbraucherschutzbehörde schlug er <a href="Richard_Cordray" title="Richard Cordray">Richard Cordray</a> vor.<sup id="cite_ref-latimes_6-0" class="reference"><a href="#cite_note-latimes-6"><span class="cite-bracket">[</span>6<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-nytimes_7-0" class="reference"><a href="#cite_note-nytimes-7"><span class="cite-bracket">[</span>7<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-obamawhitehouse2012_8-0" class="reference"><a href="#cite_note-obamawhitehouse2012-8"><span class="cite-bracket">[</span>8<span class="cite-bracket">]</span></a></sup> Es sollte jedoch durch <a href="Filibuster" title="Filibuster">Filibuster</a> der <a href="Republikanische_Partei" title="Republikanische Partei">Republikanischen Partei</a> etwa zwei Jahre dauern, bis der <a href="Senat_der_Vereinigten_Staaten" title="Senat der Vereinigten Staaten">Senat</a> am 16. Juli 2013 schließlich nach Androhung einer Änderung der Filibuster-Regeln Cordray als Direktor der CFPB mit 66 zu 34 Stimmen bestätigte.<sup id="cite_ref-npr_9-0" class="reference"><a href="#cite_note-npr-9"><span class="cite-bracket">[</span>9<span class="cite-bracket">]</span></a></sup>
</p>
<div class="mw-heading mw-heading2"><h2 id="Aktivitäten"><span id="Aktivit.C3.A4ten"></span>Aktivitäten</h2></div>
<p>Im April 2012 veröffentlichte das CFPB ein Online-Tool mit dem Nutzer Kosten für den Besuch verschiedener Colleges und Universitäten vergleichen können.<sup id="cite_ref-cnnmoney_10-0" class="reference"><a href="#cite_note-cnnmoney-10"><span class="cite-bracket">[</span>10<span class="cite-bracket">]</span></a></sup> Im März 2016 ergriff das CFPB erstmals Maßnahmen gegen ein Unternehmen. Dieses hatte laut dem CFPB seine Verbraucher über Datenschutzpraktiken und die Sicherheit eines Online-Zahlungssystems getäuscht. Das CFPB ordnete daher eine Strafzahlung von 100.000 US-Dollar und die Verbesserung der Sicherheitspraktiken an.<sup id="cite_ref-cfpb2016-03-02_11-0" class="reference"><a href="#cite_note-cfpb2016-03-02-11"><span class="cite-bracket">[</span>11<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-natlawreview_12-0" class="reference"><a href="#cite_note-natlawreview-12"><span class="cite-bracket">[</span>12<span class="cite-bracket">]</span></a></sup> Im Jahr 2024 begrenzte die Behörde die Gebühren für verspätete Kreditkartenzahlungen auf 8 US-Dollar. Laut der CFPB betrugen die Gebühren zuvor typischerweise 32 US-Dollar und kosteten die Betroffenen zusammengenommen jährlich mehr als 14 Milliarden US-Dollar.<sup id="cite_ref-cfpb2024-03-05_13-0" class="reference"><a href="#cite_note-cfpb2024-03-05-13"><span class="cite-bracket">[</span>13<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-reuters2024-07-09_14-0" class="reference"><a href="#cite_note-reuters2024-07-09-14"><span class="cite-bracket">[</span>14<span class="cite-bracket">]</span></a></sup>
</p><p>Stand Mai 2024 hatte das CFPB durch seine Aktivitäten nach eigenen Angaben seit seiner Gründung 19 Milliarden US-Dollar an Verbraucher zurückgezahlt.<sup id="cite_ref-apnews_15-0" class="reference"><a href="#cite_note-apnews-15"><span class="cite-bracket">[</span>15<span class="cite-bracket">]</span></a></sup>
</p>
<div class="mw-heading mw-heading2"><h2 id="Jüngere_Geschichte"><span id="J.C3.BCngere_Geschichte"></span>Jüngere Geschichte</h2></div>
<p>Cordray trat im November 2017 als Direktor des CFPB zurück.<sup id="cite_ref-moneycnn2017_16-0" class="reference"><a href="#cite_note-moneycnn2017-16"><span class="cite-bracket">[</span>16<span class="cite-bracket">]</span></a></sup> Als neuen stellvertretenden Direktor ernannte Präsident <a href="Donald_Trump" title="Donald Trump">Donald Trump</a> <a href="Mick_Mulvaney" title="Mick Mulvaney">Mick Mulvaney</a>.<sup id="cite_ref-politico_17-0" class="reference"><a href="#cite_note-politico-17"><span class="cite-bracket">[</span>17<span class="cite-bracket">]</span></a></sup> Am 24. Mai 2018 unterzeichnete Trump den Economic Growth, Regulatory Relief, and Consumer Protection Act, der Teile des Dodd-Frank Acts einschränkte.<sup id="cite_ref-nbcnews2018-05-23_18-0" class="reference"><a href="#cite_note-nbcnews2018-05-23-18"><span class="cite-bracket">[</span>18<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-nbcnews2018-05-24_19-0" class="reference"><a href="#cite_note-nbcnews2018-05-24-19"><span class="cite-bracket">[</span>19<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-congress_20-0" class="reference"><a href="#cite_note-congress-20"><span class="cite-bracket">[</span>20<span class="cite-bracket">]</span></a></sup> Im Juni 2018 entließ Mulvaney alle Mitglieder des 25-köpfigen Beirats der Behörde, nachdem einige dieser seine Amtsführung wenige Tage zuvor kritisiert hatten.<sup id="cite_ref-seattletimes_21-0" class="reference"><a href="#cite_note-seattletimes-21"><span class="cite-bracket">[</span>21<span class="cite-bracket">]</span></a></sup>
</p><p>Im Mai 2024 bestätigte der <a href="Oberster_Gerichtshof_der_Vereinigten_Staaten" title="Oberster Gerichtshof der Vereinigten Staaten">Oberste Gerichtshof</a> in einem Urteil mit 7 zu 2 Stimmen die Verfassungsmäßigkeit der Finanzierung des CFPB, welche von Konservativen in Frage gestellt worden war.<sup id="cite_ref-apnews_15-1" class="reference"><a href="#cite_note-apnews-15"><span class="cite-bracket">[</span>15<span class="cite-bracket">]</span></a></sup>
</p><p>Im November 2024 forderte <a href="Elon_Musk" title="Elon Musk">Elon Musk</a>, zu dem Zeitpunkt designierter Berater des gewählten Präsidenten Donald Trump, auf <a href="X_(soziales_Netzwerk)" title="X (soziales Netzwerk)">X</a> das CFPB zu „löschen“.<sup id="cite_ref-zeit_22-0" class="reference"><a href="#cite_note-zeit-22"><span class="cite-bracket">[</span>22<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-x_23-0" class="reference"><a href="#cite_note-x-23"><span class="cite-bracket">[</span>23<span class="cite-bracket">]</span></a></sup> Am 7. Februar 2025 übernahm <a href="Russell_Vought" title="Russell Vought">Russell Vought</a>, ein Architekt des <a href="Project_2025" title="Project 2025">Project 2025</a>, das Amt des stellvertretenden Direktors. Am Folgetag gab Vought bekannt, dass er die <a href="Federal_Reserve" class="mw-redirect" title="Federal Reserve">Federal Reserve</a> informiert habe, dass das CFPB seine nächste Auszahlung an Bundesmitteln nicht erhalten werde. Als Begründung gab er an, dass dies „nicht ‚vernünftigerweise notwendig‘ sei, um die Aufgaben [der Behörde] zu erfüllen“. Am 9. Februar reichte die National Treasury Employees Union (NTEU) zwei Klagen gegen Vought ein. In einer Klage wurde gefordert, die Anweisungen von Vought zu blockieren und in der anderen Klage, dem <a href="Department_of_Government_Efficiency" title="Department of Government Efficiency">Department of Government Efficiency</a> (DOGE) den Zugriff auf die internen Kommunikationssysteme und Mitarbeiterinformationen des CFPB zu verweigern, den Vought ermöglicht habe.<sup id="cite_ref-forbes_24-0" class="reference"><a href="#cite_note-forbes-24"><span class="cite-bracket">[</span>24<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-nbcnews2025-02-10_25-0" class="reference"><a href="#cite_note-nbcnews2025-02-10-25"><span class="cite-bracket">[</span>25<span class="cite-bracket">]</span></a></sup> Nachdem Vought den Mitarbeitern der Behörde zudem mitteilte nicht zur Arbeit zu gehen, versammelten sich am 10. Februar Demonstranten vor dem CFPB.<sup id="cite_ref-reuters-2025-02-11_26-0" class="reference"><a href="#cite_note-reuters-2025-02-11-26"><span class="cite-bracket">[</span>26<span class="cite-bracket">]</span></a></sup>
</p>
<div class="mw-heading mw-heading2"><h2 id="Liste_der_Direktoren">Liste der Direktoren</h2></div>
<dl><dt>Status</dt></dl>
<li class="vorlage-farblegende" style="list-style-type: none; list-style-image: none; margin: 0;"><span style="border-left: 1.2em solid; border-left-color: #B9FFC5; margin-right: 0.4em; box-shadow: 0 0 0 .1em #ffffff" title="Farbe #B9FFC5"></span>Sonderberater (<i>Special advisor</i>)</li>
<li class="vorlage-farblegende" style="list-style-type: none; list-style-image: none; margin: 0;"><span style="border-left: 1.2em solid; border-left-color: #E6E6AA; margin-right: 0.4em; box-shadow: 0 0 0 .1em #ffffff" title="Farbe #E6E6AA"></span>Stellvertretender Direktor (<i>Acting director</i>)</li>
<table class="wikitable" style="clear:right; text-align:center">
<tbody><tr>
<th>Nr.
</th>
<th>Portrait
</th>
<th>Name
</th>
<th>Wohnsitz
</th>
<th>Amtsantritt
</th>
<th>Amtsende
</th>
<th>Amtszeit
</th>
<th colspan="2"><a href="Pr%C3%A4sident_der_Vereinigten_Staaten" title="Präsident der Vereinigten Staaten">Präsident</a>
</th>
<th>Belege
</th></tr>
<tr style="background:#B9FFC5;">
<td>–
</td>
<td><span typeof="mw:File"></span>
</td>
<td><a href="Elizabeth_Warren" title="Elizabeth Warren">Elizabeth Warren</a>
</td>
<td><a href="Massachusetts" title="Massachusetts">Massachusetts</a>
</td>
<td>17. September 2010
</td>
<td>1. August 2011
</td>
<td>318 Tage
</td>
<td rowspan="3" style="background: blue">
</td>
<td rowspan="3" style="background:white;"><a href="Barack_Obama" title="Barack Obama">Barack Obama</a>
</td>
<td><sup id="cite_ref-obamawhitehouse2010_4-1" class="reference"><a href="#cite_note-obamawhitehouse2010-4"><span class="cite-bracket">[</span>4<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-cnn_27-0" class="reference"><a href="#cite_note-cnn-27"><span class="cite-bracket">[</span>27<span class="cite-bracket">]</span></a></sup>
</td></tr>
<tr style="background:#B9FFC5;">
<td>–
</td>
<td><span typeof="mw:File"></span>
</td>
<td>Raj Date
</td>
<td><a href="District_of_Columbia" class="mw-redirect" title="District of Columbia">District of Columbia</a>
</td>
<td>1. August 2011
</td>
<td>4. Januar 2012
</td>
<td>156 Tage
</td>
<td><sup id="cite_ref-cfpb_28-0" class="reference"><a href="#cite_note-cfpb-28"><span class="cite-bracket">[</span>28<span class="cite-bracket">]</span></a></sup>
</td></tr>
<tr>
<td rowspan="2" style="background: blue; color:#FFF;">1
</td>
<td rowspan="2"><span typeof="mw:File"></span>
</td>
<td rowspan="2"><a href="Richard_Cordray" title="Richard Cordray">Richard Cordray</a>
</td>
<td rowspan="2"><a href="Ohio" title="Ohio">Ohio</a>
</td>
<td rowspan="2">4. Januar 2012
</td>
<td rowspan="2">November 24, 2017
</td>
<td height="45px">5 Jahre, 16 Tage
</td>
<td>
</td></tr>
<tr>
<td>308 Tage<br><small>(insgesamt 5 Jahre, 324 Tage)</small>
</td>
<td rowspan="3" style="background: red">
</td>
<td rowspan="3"><a href="Donald_Trump" title="Donald Trump">Donald Trump</a>
</td>
<td><sup id="cite_ref-moneycnn2017_16-1" class="reference"><a href="#cite_note-moneycnn2017-16"><span class="cite-bracket">[</span>16<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-politico_17-1" class="reference"><a href="#cite_note-politico-17"><span class="cite-bracket">[</span>17<span class="cite-bracket">]</span></a></sup>
</td></tr>
<tr style="background:#e6e6aa;">
<td>–
</td>
<td><span typeof="mw:File"></span>
</td>
<td><a href="Mick_Mulvaney" title="Mick Mulvaney">Mick Mulvaney</a>
</td>
<td><a href="South_Carolina" title="South Carolina">South Carolina</a>
</td>
<td>25. November 2017
</td>
<td>10. Dezember 2018
</td>
<td>1 Jahr, 15 Tage
</td>
<td><sup id="cite_ref-politico_17-2" class="reference"><a href="#cite_note-politico-17"><span class="cite-bracket">[</span>17<span class="cite-bracket">]</span></a></sup>
</td></tr>
<tr>
<td style="background: red; color:#FFF;">2
</td>
<td><span typeof="mw:File"></span>
</td>
<td>Kathy Kraninger
</td>
<td><a href="Ohio" title="Ohio">Ohio</a>
</td>
<td>11. Dezember 2018
</td>
<td>20. Januar 2021
</td>
<td>2 Jahre, 40 Tage
</td>
<td><sup id="cite_ref-hill_29-0" class="reference"><a href="#cite_note-hill-29"><span class="cite-bracket">[</span>29<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-reuters-2021-01-21_30-0" class="reference"><a href="#cite_note-reuters-2021-01-21-30"><span class="cite-bracket">[</span>30<span class="cite-bracket">]</span></a></sup>
</td></tr>
<tr style="background:#e6e6aa;">
<td>–
</td>
<td><span typeof="mw:File"></span>
</td>
<td>David Uejio
</td>
<td><a href="District_of_Columbia" class="mw-redirect" title="District of Columbia">District of Columbia</a>
</td>
<td>20. Januar 2021
</td>
<td>12. Oktober 2021
</td>
<td>265 Tage
</td>
<td rowspan="2" style="background: blue">
</td>
<td rowspan="2" style="background:white;"><a href="Joe_Biden" title="Joe Biden">Joe Biden</a>
</td>
<td><sup id="cite_ref-reuters-2021-01-21_30-1" class="reference"><a href="#cite_note-reuters-2021-01-21-30"><span class="cite-bracket">[</span>30<span class="cite-bracket">]</span></a></sup>
</td></tr>
<tr>
<td rowspan="2" style="background: blue; color:#FFF;">3
</td>
<td rowspan="2"><span typeof="mw:File"></span>
</td>
<td rowspan="2">Rohit Chopra
</td>
<td rowspan="2"><a href="District_of_Columbia" class="mw-redirect" title="District of Columbia">District of Columbia</a>
</td>
<td rowspan="2">12. Oktober 2021
</td>
<td rowspan="2">1. Februar 2025
</td>
<td height="45px">3 Jahre, 100 Tage
</td>
<td>
</td></tr>
<tr>
<td>12 Tage<br><small>(insgesamt 3 Jahre, 112 Tage)</small>
</td>
<td rowspan="3" style="background: red">
</td>
<td rowspan="3" style="background:white;"><a href="Donald_Trump" title="Donald Trump">Donald Trump</a>
</td>
<td><sup id="cite_ref-wsj_31-0" class="reference"><a href="#cite_note-wsj-31"><span class="cite-bracket">[</span>31<span class="cite-bracket">]</span></a></sup>
</td></tr>
<tr style="background:#e6e6aa;">
<td>–
</td>
<td><span typeof="mw:File"></span>
</td>
<td><a href="Scott_Bessent" title="Scott Bessent">Scott Bessent</a>
</td>
<td><a href="South_Carolina" title="South Carolina">South Carolina</a>
</td>
<td>1. Februar 2025
</td>
<td>7. Februar 2025
</td>
<td>6 Tage
</td>
<td><sup id="cite_ref-wsj_31-1" class="reference"><a href="#cite_note-wsj-31"><span class="cite-bracket">[</span>31<span class="cite-bracket">]</span></a></sup>
</td></tr>
<tr style="background:#e6e6aa;">
<td>–
</td>
<td><span typeof="mw:File"></span>
</td>
<td><a href="Russell_Vought" title="Russell Vought">Russell Vought</a>
</td>
<td><a href="Virginia" title="Virginia">Virginia</a>
</td>
<td>7. Februar 2025
</td>
<td><i>Amtsinhaber</i>
</td>
<td>TBD
</td>
<td><sup id="cite_ref-forbes_24-1" class="reference"><a href="#cite_note-forbes-24"><span class="cite-bracket">[</span>24<span class="cite-bracket">]</span></a></sup>
</td></tr></tbody></table>
<div class="mw-heading mw-heading2"><h2 id="Literatur">Literatur</h2></div>
<ul><li>Eric J. Mogilnicki & Melissa S. Malpass: <cite class="lang" lang="en" dir="auto" style="font-style:italic">The First Year of the Consumer Financial Protection Bureau: An Overview</cite>. In: <cite class="lang" lang="en" dir="auto" style="font-style:italic">The Business Lawyer</cite>. <span style="white-space:nowrap">Band<span style="display:inline-block;width:.2em"> </span>68</span>, <span style="white-space:nowrap">Nr.<span style="display:inline-block;width:.2em"> </span>2</span>, Februar 2013, <span style="white-space:nowrap">S.<span style="display:inline-block;width:.2em"> </span>557–570</span>, <a href="JSTOR" title="JSTOR">JSTOR</a>:<a rel="nofollow" class="external text" href="http://www.jstor.org/stable/23526775">23526775</a> (englisch).<span class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rfr_id=info:sid/de.wikipedia.org:Consumer+Financial+Protection+Bureau&rft.atitle=The+First+Year+of+the+Consumer+Financial+Protection+Bureau%3A+An+Overview&rft.au=Eric+J.+Mogilnicki+%26+Melissa+S.+Malpass&rft.date=2013-02&rft.genre=journal&rft.issue=2&rft.jtitle=The+Business+Lawyer&rft.pages=557-570&rft.volume=68" style="display:none"> </span></li></ul>
<div class="mw-heading mw-heading2"><h2 id="Weblinks">Weblinks</h2></div>
<div class="sisterproject" style="margin:0.1em 0 0 0;"><div class="noresize noviewer" style="display:inline-block; line-height:10px; min-width:1.6em; text-align:center;" aria-hidden="true" role="presentation"><span class="mw-default-size" typeof="mw:File"><span title="Commons"></span></span></div><b><span class=""><a class="external text" href="https://commons.wikimedia.org/wiki/Category:Consumer_Financial_Protection_Bureau?uselang=de"><span lang="en">Commons</span>: Consumer Financial Protection Bureau</a></span></b> – Sammlung von Bildern, Videos und Audiodateien</div>
<ul><li><span class="cite"><a rel="nofollow" class="external text" href="https://www.consumerfinance.gov/about-us/the-bureau/"><i>Offizielle Website.</i></a><span class="Abrufdatum" style="display:none"> Abgerufen am 14. Februar 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=Offizielle+Website&rft.description=Offizielle+Website&rft.identifier=https%3A%2F%2Fwww.consumerfinance.gov%2Fabout-us%2Fthe-bureau%2F&rft.language=en"> </span></li></ul>
<div class="mw-heading mw-heading2"><h2 id="Einzelnachweise">Einzelnachweise</h2></div>
<div class="mw-references-wrap mw-references-columns"><ol class="references">
<li id="cite_note-cfpb2024-11-14-1"><span class="mw-cite-backlink"><a href="#cite_ref-cfpb2024-11-14_1-0">↑</a></span> <span class="reference-text"><span class="cite"><a rel="nofollow" class="external text" href="https://files.consumerfinance.gov/f/documents/cfpb_financial-report-fy-2024.pdf"><i>Financial report of the Consumer Financial Protection Bureau: Fiscal Year 2024.</i></a> (PDF; 1,36 MB) 14. November 2024, <span style="white-space:nowrap;">S. 8</span>,<span class="Abrufdatum"> abgerufen am 19. August 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=Financial+report+of+the+Consumer+Financial+Protection+Bureau%3A+Fiscal+Year+2024&rft.description=Financial+report+of+the+Consumer+Financial+Protection+Bureau%3A+Fiscal+Year+2024&rft.identifier=https%3A%2F%2Ffiles.consumerfinance.gov%2Ff%2Fdocuments%2Fcfpb_financial-report-fy-2024.pdf&rft.date=2024-11-14&rft.language=en"> </span></span>
</li>
<li id="cite_note-Mogilnicki2013-2"><span class="mw-cite-backlink"><a href="#cite_ref-Mogilnicki2013_2-0">↑</a></span> <span class="reference-text">Eric J. Mogilnicki & Melissa S. Malpass: <cite class="lang" lang="en" dir="auto" style="font-style:italic">The First Year of the Consumer Financial Protection Bureau: An Overview</cite>. In: <cite class="lang" lang="en" dir="auto" style="font-style:italic">The Business Lawyer</cite>. <span style="white-space:nowrap">Band<span style="display:inline-block;width:.2em"> </span>68</span>, <span style="white-space:nowrap">Nr.<span style="display:inline-block;width:.2em"> </span>2</span>, Februar 2013, <span style="white-space:nowrap">S.<span style="display:inline-block;width:.2em"> </span>557–570</span>, <a href="JSTOR" title="JSTOR">JSTOR</a>:<a rel="nofollow" class="external text" href="http://www.jstor.org/stable/23526775">23526775</a> (englisch).<span class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rfr_id=info:sid/de.wikipedia.org:Consumer+Financial+Protection+Bureau&rft.atitle=The+First+Year+of+the+Consumer+Financial+Protection+Bureau%3A+An+Overview&rft.au=Eric+J.+Mogilnicki+%26+Melissa+S.+Malpass&rft.date=2013-02&rft.genre=journal&rft.issue=2&rft.jtitle=The+Business+Lawyer&rft.pages=557-570&rft.volume=68" style="display:none"> </span></span>
</li>
<li id="cite_note-Warren2007-3"><span class="mw-cite-backlink"><a href="#cite_ref-Warren2007_3-0">↑</a></span> <span class="reference-text"><a href="Elizabeth_Warren" title="Elizabeth Warren">Elizabeth Warren</a>: <cite class="lang" lang="en" dir="auto" style="font-style:italic">Unsafe at Any Rate. If it’s good enough for microwaves, it’s good enough for mortgages. Why we need a Financial Product Safety Commission</cite>. In: <cite class="lang" lang="en" dir="auto" style="font-style:italic">Democracy</cite>. <span style="white-space:nowrap">Nr.<span style="display:inline-block;width:.2em"> </span>5</span>, 2007 (englisch, <a rel="nofollow" class="external text" href="https://democracyjournal.org/magazine/5/unsafe-at-any-rate/">democracyjournal.org</a> [abgerufen am 14. Februar 2025]).<span class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rfr_id=info:sid/de.wikipedia.org:Consumer+Financial+Protection+Bureau&rft.atitle=Unsafe+at+Any+Rate.+If+it%E2%80%99s+good+enough+for+microwaves%2C+it%E2%80%99s+good+enough+for+mortgages.+Why+we+need+a+Financial+Product+Safety+Commission&rft.au=Elizabeth+Warren&rft.date=2007&rft.genre=journal&rft.issue=5&rft.jtitle=Democracy" style="display:none"> </span></span>
</li>
<li id="cite_note-obamawhitehouse2010-4"><span class="mw-cite-backlink">↑ <sup><a href="#cite_ref-obamawhitehouse2010_4-0">a</a></sup> <sup><a href="#cite_ref-obamawhitehouse2010_4-1">b</a></sup></span> <span class="reference-text"><span class="cite"><a rel="nofollow" class="external text" href="https://obamawhitehouse.archives.gov/the-press-office/2010/09/17/president-obama-names-elizabeth-warren-assistant-president-and-special-a"><i>President Obama Names Elizabeth Warren Assistant to the President and Special Advisor to the Secretary of the Treasury on the Consumer Financial Protection Bureau.</i></a> In: <i>obamawhitehouse.archives.gov.</i> 17. September 2010,<span class="Abrufdatum"> abgerufen am 14. Februar 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=President+Obama+Names+Elizabeth+Warren+Assistant+to+the+President+and+Special+Advisor+to+the+Secretary+of+the+Treasury+on+the+Consumer+Financial+Protection+Bureau&rft.description=President+Obama+Names+Elizabeth+Warren+Assistant+to+the+President+and+Special+Advisor+to+the+Secretary+of+the+Treasury+on+the+Consumer+Financial+Protection+Bureau&rft.identifier=https%3A%2F%2Fobamawhitehouse.archives.gov%2Fthe-press-office%2F2010%2F09%2F17%2Fpresident-obama-names-elizabeth-warren-assistant-president-and-special-a&rft.date=2010-09-17&rft.language=en"> </span></span>
</li>
<li id="cite_note-moneycnn2010-5"><span class="mw-cite-backlink"><a href="#cite_ref-moneycnn2010_5-0">↑</a></span> <span class="reference-text"><span class="cite">Jennifer Liberto: <a rel="nofollow" class="external text" href="https://money.cnn.com/2010/09/17/news/economy/Elizabeth_Warren_consumer_bureau/"><i>Obama names Warren as special adviser.</i></a> In: <i>money.cnn.com.</i> CNN Money, 17. September 2010,<span class="Abrufdatum"> abgerufen am 14. Februar 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=Obama+names+Warren+as+special+adviser&rft.description=Obama+names+Warren+as+special+adviser&rft.identifier=https%3A%2F%2Fmoney.cnn.com%2F2010%2F09%2F17%2Fnews%2Feconomy%2FElizabeth_Warren_consumer_bureau%2F&rft.creator=Jennifer+Liberto&rft.publisher=CNN+Money&rft.date=2010-09-17&rft.language=en"> </span></span>
</li>
<li id="cite_note-latimes-6"><span class="mw-cite-backlink"><a href="#cite_ref-latimes_6-0">↑</a></span> <span class="reference-text"><span class="cite">Jim Puzzanghera: <a rel="nofollow" class="external text" href="https://www.latimes.com/business/la-xpm-2011-sep-07-la-fi-consumer-bureau-cordray-20110907-story.html"><i>GOP stalls confirmation of consumer agency nominee.</i></a> <a href="Los_Angeles_Times" title="Los Angeles Times">Los Angeles Times</a>, 7. September 2011,<span class="Abrufdatum"> abgerufen am 14. Februar 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=GOP+stalls+confirmation+of+consumer+agency+nominee&rft.description=GOP+stalls+confirmation+of+consumer+agency+nominee&rft.identifier=https%3A%2F%2Fwww.latimes.com%2Fbusiness%2Fla-xpm-2011-sep-07-la-fi-consumer-bureau-cordray-20110907-story.html&rft.creator=Jim+Puzzanghera&rft.publisher=%5B%5BLos+Angeles+Times%5D%5D&rft.date=2011-09-07&rft.language=en"> </span></span>
</li>
<li id="cite_note-nytimes-7"><span class="mw-cite-backlink"><a href="#cite_ref-nytimes_7-0">↑</a></span> <span class="reference-text"><span class="cite">Helene Cooper & Jennifer Steinhauer: <a rel="nofollow" class="external text" href="https://www.nytimes.com/2012/01/05/us/politics/richard-cordray-named-consumer-chief-in-recess-appointment.html"><i>Bucking Senate, Obama Appoints Consumer Chief.</i></a> <a href="The_New_York_Times" title="The New York Times">The New York Times</a>, 4. Januar 2012,<span class="Abrufdatum"> abgerufen am 14. Februar 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=Bucking+Senate%2C+Obama+Appoints+Consumer+Chief&rft.description=Bucking+Senate%2C+Obama+Appoints+Consumer+Chief&rft.identifier=https%3A%2F%2Fwww.nytimes.com%2F2012%2F01%2F05%2Fus%2Fpolitics%2Frichard-cordray-named-consumer-chief-in-recess-appointment.html&rft.creator=Helene+Cooper+%26+Jennifer+Steinhauer&rft.publisher=%5B%5BThe+New+York+Times%5D%5D&rft.date=2012-01-04&rft.language=en"> </span></span>
</li>
<li id="cite_note-obamawhitehouse2012-8"><span class="mw-cite-backlink"><a href="#cite_ref-obamawhitehouse2012_8-0">↑</a></span> <span class="reference-text"><span class="cite"><a rel="nofollow" class="external text" href="https://obamawhitehouse.archives.gov/the-press-office/2012/01/04/president-obama-announces-recess-appointments-key-administration-posts"><i>President Obama Announces Recess Appointments to Key Administration Posts.</i></a> In: <i>obamawhitehouse.archives.gov.</i> 4. Januar 2012,<span class="Abrufdatum"> abgerufen am 14. Februar 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=President+Obama+Announces+Recess+Appointments+to+Key+Administration+Posts&rft.description=President+Obama+Announces+Recess+Appointments+to+Key+Administration+Posts&rft.identifier=https%3A%2F%2Fobamawhitehouse.archives.gov%2Fthe-press-office%2F2012%2F01%2F04%2Fpresident-obama-announces-recess-appointments-key-administration-posts&rft.date=2012-01-04&rft.language=en"> </span></span>
</li>
<li id="cite_note-npr-9"><span class="mw-cite-backlink"><a href="#cite_ref-npr_9-0">↑</a></span> <span class="reference-text"><span class="cite">Eyder Peralta: <a rel="nofollow" class="external text" href="https://www.npr.org/sections/thetwo-way/2013/07/16/202644353/cooling-tensions-senate-votes-to-advance-cordray-nomination"><i>Cooling Tensions, Senate Confirms Cordray.</i></a> In: <i>npr.org.</i> 16. Juli 2013,<span class="Abrufdatum"> abgerufen am 14. Februar 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=Cooling+Tensions%2C+Senate+Confirms+Cordray&rft.description=Cooling+Tensions%2C+Senate+Confirms+Cordray&rft.identifier=https%3A%2F%2Fwww.npr.org%2Fsections%2Fthetwo-way%2F2013%2F07%2F16%2F202644353%2Fcooling-tensions-senate-votes-to-advance-cordray-nomination&rft.creator=Eyder+Peralta&rft.date=2013-07-16&rft.language=en"> </span></span>
</li>
<li id="cite_note-cnnmoney-10"><span class="mw-cite-backlink"><a href="#cite_ref-cnnmoney_10-0">↑</a></span> <span class="reference-text"><span class="cite">Jennifer Liberto: <a rel="nofollow" class="external text" href="https://money.cnn.com/2012/04/11/pf/college/consumer_bureau_student_loans/index.htm"><i>Compare college costs with online tool.</i></a> In: <i>money.cnn.com.</i> 11. April 2012,<span class="Abrufdatum"> abgerufen am 29. März 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=Compare+college+costs+with+online+tool&rft.description=Compare+college+costs+with+online+tool&rft.identifier=https%3A%2F%2Fmoney.cnn.com%2F2012%2F04%2F11%2Fpf%2Fcollege%2Fconsumer_bureau_student_loans%2Findex.htm&rft.creator=Jennifer+Liberto&rft.date=2012-04-11&rft.language=en"> </span></span>
</li>
<li id="cite_note-cfpb2016-03-02-11"><span class="mw-cite-backlink"><a href="#cite_ref-cfpb2016-03-02_11-0">↑</a></span> <span class="reference-text"><span class="cite"><a rel="nofollow" class="external text" href="https://www.consumerfinance.gov/about-us/newsroom/cfpb-takes-action-against-dwolla-for-misrepresenting-data-security-practices/"><i>CFPB Takes Action Against Dwolla for Misrepresenting Data Security Practices.</i></a> In: <i>consumerfinance.gov.</i> Consumer Financial Protection Bureau, 2. März 2016,<span class="Abrufdatum"> abgerufen am 19. August 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=CFPB+Takes+Action+Against+Dwolla+for+Misrepresenting+Data+Security+Practices&rft.description=CFPB+Takes+Action+Against+Dwolla+for+Misrepresenting+Data+Security+Practices&rft.identifier=https%3A%2F%2Fwww.consumerfinance.gov%2Fabout-us%2Fnewsroom%2Fcfpb-takes-action-against-dwolla-for-misrepresenting-data-security-practices%2F&rft.publisher=Consumer+Financial+Protection+Bureau&rft.date=2016-03-02&rft.language=en"> </span></span>
</li>
<li id="cite_note-natlawreview-12"><span class="mw-cite-backlink"><a href="#cite_ref-natlawreview_12-0">↑</a></span> <span class="reference-text"><span class="cite">Christopher E. Hoyme: <a rel="nofollow" class="external text" href="https://natlawreview.com/article/dwolla-fined-100000-cfpb-first-data-security-enforcement-action"><i>Dwolla Fined $100,000 by CFPB in First Data Security Enforcement Action.</i></a> The National Law Review, 8. März 2016,<span class="Abrufdatum"> abgerufen am 19. August 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=Dwolla+Fined+%24100%2C000+by+CFPB+in+First+Data+Security+Enforcement+Action&rft.description=Dwolla+Fined+%24100%2C000+by+CFPB+in+First+Data+Security+Enforcement+Action&rft.identifier=https%3A%2F%2Fnatlawreview.com%2Farticle%2Fdwolla-fined-100000-cfpb-first-data-security-enforcement-action&rft.creator=Christopher+E.+Hoyme&rft.publisher=%5B%5BThe+National+Law+Review%5D%5D&rft.date=2016-03-08&rft.language=en"> </span></span>
</li>
<li id="cite_note-cfpb2024-03-05-13"><span class="mw-cite-backlink"><a href="#cite_ref-cfpb2024-03-05_13-0">↑</a></span> <span class="reference-text"><span class="cite"><a rel="nofollow" class="external text" href="https://www.consumerfinance.gov/about-us/newsroom/cfpb-bans-excessive-credit-card-late-fees-lowers-typical-fee-from-32-to-8/"><i>CFPB Bans Excessive Credit Card Late Fees, Lowers Typical Fee from $32 to $8.</i></a> In: <i>consumerfinance.gov.</i> Consumer Financial Protection Bureau, 5. März 2024,<span class="Abrufdatum"> abgerufen am 19. August 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=CFPB+Bans+Excessive+Credit+Card+Late+Fees%2C+Lowers+Typical+Fee+from+%2432+to+%248&rft.description=CFPB+Bans+Excessive+Credit+Card+Late+Fees%2C+Lowers+Typical+Fee+from+%2432+to+%248&rft.identifier=https%3A%2F%2Fwww.consumerfinance.gov%2Fabout-us%2Fnewsroom%2Fcfpb-bans-excessive-credit-card-late-fees-lowers-typical-fee-from-32-to-8%2F&rft.publisher=Consumer+Financial+Protection+Bureau&rft.date=2024-03-05&rft.language=en"> </span></span>
</li>
<li id="cite_note-reuters2024-07-09-14"><span class="mw-cite-backlink"><a href="#cite_ref-reuters2024-07-09_14-0">↑</a></span> <span class="reference-text"><span class="cite">Nate Raymond: <a rel="nofollow" class="external text" href="https://www.reuters.com/legal/government/cfpb-says-us-supreme-court-rulings-justify-reviving-credit-card-fees-rule-2024-07-09/"><i>CFPB says US Supreme Court rulings justify reviving credit card fees rule.</i></a> In: <i><a href="Reuters.com" class="mw-redirect" title="Reuters.com">reuters.com</a>.</i> 9. Juli 2024,<span class="Abrufdatum"> abgerufen am 19. August 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=CFPB+says+US+Supreme+Court+rulings+justify+reviving+credit+card+fees+rule&rft.description=CFPB+says+US+Supreme+Court+rulings+justify+reviving+credit+card+fees+rule&rft.identifier=https%3A%2F%2Fwww.reuters.com%2Flegal%2Fgovernment%2Fcfpb-says-us-supreme-court-rulings-justify-reviving-credit-card-fees-rule-2024-07-09%2F&rft.creator=Nate+Raymond&rft.date=2024-07-09&rft.language=en"> </span></span>
</li>
<li id="cite_note-apnews-15"><span class="mw-cite-backlink">↑ <sup><a href="#cite_ref-apnews_15-0">a</a></sup> <sup><a href="#cite_ref-apnews_15-1">b</a></sup></span> <span class="reference-text"><span class="cite">Mark Sherman: <a rel="nofollow" class="external text" href="https://apnews.com/article/supreme-court-cfpb-consumer-protection-9f30de9bbfa5b25a47804b101fb998e8"><i>Supreme Court sides with the Consumer Financial Protection Bureau, spurning a conservative attack.</i></a> <a href="AP_News" class="mw-redirect" title="AP News">AP News</a>, 16. Mai 2024,<span class="Abrufdatum"> abgerufen am 29. März 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=Supreme+Court+sides+with+the+Consumer+Financial+Protection+Bureau%2C+spurning+a+conservative+attack&rft.description=Supreme+Court+sides+with+the+Consumer+Financial+Protection+Bureau%2C+spurning+a+conservative+attack&rft.identifier=https%3A%2F%2Fapnews.com%2Farticle%2Fsupreme-court-cfpb-consumer-protection-9f30de9bbfa5b25a47804b101fb998e8&rft.creator=Mark+Sherman&rft.publisher=%5B%5BAP+News%5D%5D&rft.date=2024-05-16&rft.language=en"> </span></span>
</li>
<li id="cite_note-moneycnn2017-16"><span class="mw-cite-backlink">↑ <sup><a href="#cite_ref-moneycnn2017_16-0">a</a></sup> <sup><a href="#cite_ref-moneycnn2017_16-1">b</a></sup></span> <span class="reference-text"><span class="cite">Jackie Wattles: <a rel="nofollow" class="external text" href="https://money.cnn.com/2017/11/24/news/cfpb-richard-cordray-resignation/index.html"><i>Richard Cordray resigns as head of Consumer Financial Protection Bureau.</i></a> In: <i>money.cnn.com.</i> CNN Money, 24. November 2017,<span class="Abrufdatum"> abgerufen am 14. Februar 2025</span>.</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=Richard+Cordray+resigns+as+head+of+Consumer+Financial+Protection+Bureau&rft.description=Richard+Cordray+resigns+as+head+of+Consumer+Financial+Protection+Bureau&rft.identifier=https%3A%2F%2Fmoney.cnn.com%2F2017%2F11%2F24%2Fnews%2Fcfpb-richard-cordray-resignation%2Findex.html&rft.creator=Jackie+Wattles&rft.publisher=CNN+Money&rft.date=2017-11-24"> </span></span>
</li>
<li id="cite_note-politico-17"><span class="mw-cite-backlink">↑ <sup><a href="#cite_ref-politico_17-0">a</a></sup> <sup><a href="#cite_ref-politico_17-1">b</a></sup> <sup><a href="#cite_ref-politico_17-2">c</a></sup></span> <span class="reference-text"><span class="cite">Victoria Guida: <a rel="nofollow" class="external text" href="https://www.politico.com/story/2017/11/24/richard-cordray-successor-cfpb-leandra-english-259612"><i>Trump taps Mulvaney to head CFPB, sparking confusion over agency’s leadership.</i></a> <a href="Politico" title="Politico">Politico</a>, 24. November 2017,<span class="Abrufdatum"> abgerufen am 14. Februar 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=Trump+taps+Mulvaney+to+head+CFPB%2C+sparking+confusion+over+agency%E2%80%99s+leadership&rft.description=Trump+taps+Mulvaney+to+head+CFPB%2C+sparking+confusion+over+agency%E2%80%99s+leadership&rft.identifier=https%3A%2F%2Fwww.politico.com%2Fstory%2F2017%2F11%2F24%2Frichard-cordray-successor-cfpb-leandra-english-259612&rft.creator=Victoria+Guida&rft.publisher=%5B%5BPolitico%5D%5D&rft.date=2017-11-24&rft.language=en"> </span></span>
</li>
<li id="cite_note-nbcnews2018-05-23-18"><span class="mw-cite-backlink"><a href="#cite_ref-nbcnews2018-05-23_18-0">↑</a></span> <span class="reference-text"><span class="cite">Erik Sherman: <a rel="nofollow" class="external text" href="https://www.nbcnews.com/business/economy/congress-just-approved-bill-dismantle-parts-dodd-frank-banking-rule-n876516"><i>Congress just approved a bill to dismantle parts of the Dodd-Frank banking rule.</i></a> <a href="NBC_News" title="NBC News">NBC News</a>, 23. Mai 2018,<span class="Abrufdatum"> abgerufen am 29. März 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=Congress+just+approved+a+bill+to+dismantle+parts+of+the+Dodd-Frank+banking+rule&rft.description=Congress+just+approved+a+bill+to+dismantle+parts+of+the+Dodd-Frank+banking+rule&rft.identifier=https%3A%2F%2Fwww.nbcnews.com%2Fbusiness%2Feconomy%2Fcongress-just-approved-bill-dismantle-parts-dodd-frank-banking-rule-n876516&rft.creator=Erik+Sherman&rft.publisher=%5B%5BNBC+News%5D%5D&rft.date=2018-05-23&rft.language=en"> </span></span>
</li>
<li id="cite_note-nbcnews2018-05-24-19"><span class="mw-cite-backlink"><a href="#cite_ref-nbcnews2018-05-24_19-0">↑</a></span> <span class="reference-text"><span class="cite">Erik Sherman: <a rel="nofollow" class="external text" href="https://www.nbcnews.com/business/economy/scaling-back-dodd-frank-just-beginning-trump-s-run-deregulation-n877031"><i>Scaling back Dodd-Frank is just the beginning of Trump's run on deregulation.</i></a> <a href="NBC_News" title="NBC News">NBC News</a>, 24. Mai 2018,<span class="Abrufdatum"> abgerufen am 29. März 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=Scaling+back+Dodd-Frank+is+just+the+beginning+of+Trump%27s+run+on+deregulation&rft.description=Scaling+back+Dodd-Frank+is+just+the+beginning+of+Trump%27s+run+on+deregulation&rft.identifier=https%3A%2F%2Fwww.nbcnews.com%2Fbusiness%2Feconomy%2Fscaling-back-dodd-frank-just-beginning-trump-s-run-deregulation-n877031&rft.creator=Erik+Sherman&rft.publisher=%5B%5BNBC+News%5D%5D&rft.date=2018-05-24&rft.language=en"> </span></span>
</li>
<li id="cite_note-congress-20"><span class="mw-cite-backlink"><a href="#cite_ref-congress_20-0">↑</a></span> <span class="reference-text"><span class="cite"><a rel="nofollow" class="external text" href="https://www.congress.gov/bill/115th-congress/senate-bill/2155"><i>S.2155 - Economic Growth, Regulatory Relief, and Consumer Protection Act.</i></a> In: <i>congress.gov.</i><span class="Abrufdatum"> Abgerufen am 29. März 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=S.2155+-+Economic+Growth%2C+Regulatory+Relief%2C+and+Consumer+Protection+Act&rft.description=S.2155+-+Economic+Growth%2C+Regulatory+Relief%2C+and+Consumer+Protection+Act&rft.identifier=https%3A%2F%2Fwww.congress.gov%2Fbill%2F115th-congress%2Fsenate-bill%2F2155&rft.language=en"> </span></span>
</li>
<li id="cite_note-seattletimes-21"><span class="mw-cite-backlink"><a href="#cite_ref-seattletimes_21-0">↑</a></span> <span class="reference-text"><span class="cite">Renae Merle: <a rel="nofollow" class="external text" href="https://www.seattletimes.com/business/mulvaney-fires-all-25-members-of-consumer-watchdogs-advisory-board/"><i>Mick Mulvaney fires all 25 members of consumer watchdog’s advisory board.</i></a> <a href="Seattle_Times" class="mw-redirect" title="Seattle Times">Seattle Times</a>, 6. Juni 2018,<span class="Abrufdatum"> abgerufen am 14. Februar 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=Mick+Mulvaney+fires+all+25+members+of+consumer+watchdog%E2%80%99s+advisory+board&rft.description=Mick+Mulvaney+fires+all+25+members+of+consumer+watchdog%E2%80%99s+advisory+board&rft.identifier=https%3A%2F%2Fwww.seattletimes.com%2Fbusiness%2Fmulvaney-fires-all-25-members-of-consumer-watchdogs-advisory-board%2F&rft.creator=Renae+Merle&rft.publisher=%5B%5BSeattle+Times%5D%5D&rft.date=2018-06-06&rft.language=en"> </span></span>
</li>
<li id="cite_note-zeit-22"><span class="mw-cite-backlink"><a href="#cite_ref-zeit_22-0">↑</a></span> <span class="reference-text"><span class="cite"><a rel="nofollow" class="external text" href="https://www.zeit.de/politik/ausland/2025-02/usa-trump-sparplaene-cfpb-musk-verbraucherschutzbehoerde"><i>US-Regierung setzt Arbeit von Verbraucherschutzbehörde aus.</i></a> In: <i><a href="Zeit.de" class="mw-redirect" title="Zeit.de">zeit.de</a>.</i> 9. Februar 2025,<span class="Abrufdatum"> abgerufen am 14. Februar 2025</span>.</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=US-Regierung+setzt+Arbeit+von+Verbraucherschutzbeh%C3%B6rde+aus&rft.description=US-Regierung+setzt+Arbeit+von+Verbraucherschutzbeh%C3%B6rde+aus&rft.identifier=https%3A%2F%2Fwww.zeit.de%2Fpolitik%2Fausland%2F2025-02%2Fusa-trump-sparplaene-cfpb-musk-verbraucherschutzbehoerde&rft.date=2025-02-09"> </span></span>
</li>
<li id="cite_note-x-23"><span class="mw-cite-backlink"><a href="#cite_ref-x_23-0">↑</a></span> <span class="reference-text"><span class="cite"><a rel="nofollow" class="external text" href="https://x.com/elonmusk/status/1861644897490751865"><i>@elonmusk.</i></a> In: <i><a href="X_(soziales_Netzwerk)" title="X (soziales Netzwerk)">X</a>.</i> 27. November 2024,<span class="Abrufdatum"> abgerufen am 14. Februar 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=%40elonmusk&rft.description=%40elonmusk&rft.identifier=https%3A%2F%2Fx.com%2Felonmusk%2Fstatus%2F1861644897490751865&rft.date=2024-11-27&rft.language=en"> </span></span>
</li>
<li id="cite_note-forbes-24"><span class="mw-cite-backlink">↑ <sup><a href="#cite_ref-forbes_24-0">a</a></sup> <sup><a href="#cite_ref-forbes_24-1">b</a></sup></span> <span class="reference-text"><span class="cite">Sara Dorn & Alison Durkee: <a rel="nofollow" class="external text" href="https://www.forbes.com/sites/saradorn/2025/02/10/trump-vs-cfpb-russ-vought-orders-consumer-financial-protection-bureau-to-stop-work/"><i>Trump Vs. CFPB: Russ Vought Orders Consumer Financial Protection Bureau To Stop Work.</i></a> <a href="Forbes" title="Forbes">Forbes</a>, 10. Februar 2025,<span class="Abrufdatum"> abgerufen am 14. Februar 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=Trump+Vs.+CFPB%3A+Russ+Vought+Orders+Consumer+Financial+Protection+Bureau+To+Stop+Work&rft.description=Trump+Vs.+CFPB%3A+Russ+Vought+Orders+Consumer+Financial+Protection+Bureau+To+Stop+Work&rft.identifier=https%3A%2F%2Fwww.forbes.com%2Fsites%2Fsaradorn%2F2025%2F02%2F10%2Ftrump-vs-cfpb-russ-vought-orders-consumer-financial-protection-bureau-to-stop-work%2F&rft.creator=Sara+Dorn+%26+Alison+Durkee&rft.publisher=%5B%5BForbes%5D%5D&rft.date=2025-02-10&rft.language=en"> </span></span>
</li>
<li id="cite_note-nbcnews2025-02-10-25"><span class="mw-cite-backlink"><a href="#cite_ref-nbcnews2025-02-10_25-0">↑</a></span> <span class="reference-text"><span class="cite">Megan Lebowitz: <a rel="nofollow" class="external text" href="https://www.nbcnews.com/politics/doge/union-sues-russell-vought-doge-access-cfpb-treasury-department-rcna191419"><i>Union sues Russell Vought over DOGE access to CFPB and attempts to shutter bureau.</i></a> <a href="NBC_News" title="NBC News">NBC News</a>, 10. Februar 2025,<span class="Abrufdatum"> abgerufen am 14. Februar 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=Union+sues+Russell+Vought+over+DOGE+access+to+CFPB+and+attempts+to+shutter+bureau&rft.description=Union+sues+Russell+Vought+over+DOGE+access+to+CFPB+and+attempts+to+shutter+bureau&rft.identifier=https%3A%2F%2Fwww.nbcnews.com%2Fpolitics%2Fdoge%2Funion-sues-russell-vought-doge-access-cfpb-treasury-department-rcna191419&rft.creator=Megan+Lebowitz&rft.publisher=%5B%5BNBC+News%5D%5D&rft.date=2025-02-10&rft.language=en"> </span></span>
</li>
<li id="cite_note-reuters-2025-02-11-26"><span class="mw-cite-backlink"><a href="#cite_ref-reuters-2025-02-11_26-0">↑</a></span> <span class="reference-text"><span class="cite">Douglas Gillison & Matt Tracy: <a rel="nofollow" class="external text" href="https://www.reuters.com/world/us/acting-cfpb-chief-tells-all-staff-cease-any-work-tasks-2025-02-10/"><i>Protest erupts after US consumer watchdog boss tells staff to stop work.</i></a> In: <i><a href="Reuters.com" class="mw-redirect" title="Reuters.com">reuters.com</a>.</i> 11. Februar 2025,<span class="Abrufdatum"> abgerufen am 14. Februar 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=Protest+erupts+after+US+consumer+watchdog+boss+tells+staff+to+stop+work&rft.description=Protest+erupts+after+US+consumer+watchdog+boss+tells+staff+to+stop+work&rft.identifier=https%3A%2F%2Fwww.reuters.com%2Fworld%2Fus%2Facting-cfpb-chief-tells-all-staff-cease-any-work-tasks-2025-02-10%2F&rft.creator=Douglas+Gillison+%26+Matt+Tracy&rft.date=2025-02-11&rft.language=en"> </span></span>
</li>
<li id="cite_note-cnn-27"><span class="mw-cite-backlink"><a href="#cite_ref-cnn_27-0">↑</a></span> <span class="reference-text"><span class="cite"><a rel="nofollow" class="external text" href="https://web.archive.org/web/20240824215313/https://edition.cnn.com/2015/01/09/politics/elizabeth-warren-fast-facts"><i>Elizabeth Warren Fast Facts.</i></a> <a href="CNN" title="CNN">CNN</a>, 5. Juni 2024, archiviert vom <style data-mw-deduplicate="TemplateStyles:r250917974">
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</style><span class="dewiki-iconexternal"><a class="external text" href="https://redirecter.toolforge.org/?url=https%3A%2F%2Fedition.cnn.com%2F2015%2F01%2F09%2Fpolitics%2Felizabeth-warren-fast-facts">Original</a></span> am <span style="white-space:nowrap;">24. August 2024</span><span>;</span><span class="Abrufdatum"> abgerufen am 14. Februar 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=Elizabeth+Warren+Fast+Facts&rft.description=Elizabeth+Warren+Fast+Facts&rft.identifier=https%3A%2F%2Fweb.archive.org%2Fweb%2F20240824215313%2Fhttps%3A%2F%2Fedition.cnn.com%2F2015%2F01%2F09%2Fpolitics%2Felizabeth-warren-fast-facts&rft.publisher=%5B%5BCNN%5D%5D&rft.date=2024-06-05&rft.source=https://edition.cnn.com/2015/01/09/politics/elizabeth-warren-fast-facts&rft.language=en"> </span></span>
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<li id="cite_note-cfpb-28"><span class="mw-cite-backlink"><a href="#cite_ref-cfpb_28-0">↑</a></span> <span class="reference-text"><span class="cite"><a rel="nofollow" class="external text" href="https://www.consumerfinance.gov/about-us/newsroom/treasury-department-announces-plans-for-leadership-transition-at-the-consumer-financial-protection-bureau/"><i>Treasury Department Announces Plans for Leadership Transition at the Consumer Financial Protection Bureau.</i></a> Consumer Financial Protection Bureau, 26. Juli 2011,<span class="Abrufdatum"> abgerufen am 14. Februar 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=Treasury+Department+Announces+Plans+for+Leadership+Transition+at+the+Consumer+Financial+Protection+Bureau&rft.description=Treasury+Department+Announces+Plans+for+Leadership+Transition+at+the+Consumer+Financial+Protection+Bureau&rft.identifier=https%3A%2F%2Fwww.consumerfinance.gov%2Fabout-us%2Fnewsroom%2Ftreasury-department-announces-plans-for-leadership-transition-at-the-consumer-financial-protection-bureau%2F&rft.publisher=Consumer+Financial+Protection+Bureau&rft.date=2011-07-26&rft.language=en"> </span></span>
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<li id="cite_note-hill-29"><span class="mw-cite-backlink"><a href="#cite_ref-hill_29-0">↑</a></span> <span class="reference-text"><span class="cite">Sylvan Lane: <a rel="nofollow" class="external text" href="https://thehill.com/policy/finance/535053-consumer-bureau-director-resigns-after-bidens-inauguration/"><i>Consumer bureau director resigns after Biden's inauguration.</i></a> <a href="The_Hill_(Zeitung)" title="The Hill (Zeitung)">The Hill</a>, 20. Januar 2021,<span class="Abrufdatum"> abgerufen am 14. Februar 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=Consumer+bureau+director+resigns+after+Biden%27s+inauguration&rft.description=Consumer+bureau+director+resigns+after+Biden%27s+inauguration&rft.identifier=https%3A%2F%2Fthehill.com%2Fpolicy%2Ffinance%2F535053-consumer-bureau-director-resigns-after-bidens-inauguration%2F&rft.creator=Sylvan+Lane&rft.publisher=%5B%5BThe+Hill+%28Zeitung%29%7CThe+Hill%5D%5D&rft.date=2021-01-20&rft.language=en"> </span></span>
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<li id="cite_note-reuters-2021-01-21-30"><span class="mw-cite-backlink">↑ <sup><a href="#cite_ref-reuters-2021-01-21_30-0">a</a></sup> <sup><a href="#cite_ref-reuters-2021-01-21_30-1">b</a></sup></span> <span class="reference-text"><span class="cite">Michelle Price: <a rel="nofollow" class="external text" href="https://www.reuters.com/business/finance/biden-appoints-us-consumer-watchdog-veteran-acting-director-after-trump-2021-01-21/"><i>Biden appoints U.S. consumer watchdog veteran as acting director after Trump appointee resigns.</i></a> In: <i><a href="Reuters.com" class="mw-redirect" title="Reuters.com">reuters.com</a>.</i> 21. Januar 2021,<span class="Abrufdatum"> abgerufen am 14. Februar 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=Biden+appoints+U.S.+consumer+watchdog+veteran+as+acting+director+after+Trump+appointee+resigns&rft.description=Biden+appoints+U.S.+consumer+watchdog+veteran+as+acting+director+after+Trump+appointee+resigns&rft.identifier=https%3A%2F%2Fwww.reuters.com%2Fbusiness%2Ffinance%2Fbiden-appoints-us-consumer-watchdog-veteran-acting-director-after-trump-2021-01-21%2F&rft.creator=Michelle+Price&rft.date=2021-01-21&rft.language=en"> </span></span>
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<li id="cite_note-wsj-31"><span class="mw-cite-backlink">↑ <sup><a href="#cite_ref-wsj_31-0">a</a></sup> <sup><a href="#cite_ref-wsj_31-1">b</a></sup></span> <span class="reference-text"><span class="cite">Dylan Tokar & Ben Eisen: <a rel="nofollow" class="external text" href="https://www.wsj.com/politics/policy/bessent-takes-helm-of-consumer-finance-watchdog-orders-halt-to-work-0a9cfc3d"><i>Bessent Takes Helm of Consumer Finance Watchdog, Orders Halt to Work.</i></a> <a href="Wallstreet_Journal" class="mw-redirect" title="Wallstreet Journal">Wallstreet Journal</a>, 3. Februar 2025,<span class="Abrufdatum"> abgerufen am 14. Februar 2025</span> (englisch).</span><span style="display: none;" class="Z3988" title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adc&rfr_id=info%3Asid%2Fde.wikipedia.org%3AConsumer+Financial+Protection+Bureau&rft.title=Bessent+Takes+Helm+of+Consumer+Finance+Watchdog%2C+Orders+Halt+to+Work&rft.description=Bessent+Takes+Helm+of+Consumer+Finance+Watchdog%2C+Orders+Halt+to+Work&rft.identifier=https%3A%2F%2Fwww.wsj.com%2Fpolitics%2Fpolicy%2Fbessent-takes-helm-of-consumer-finance-watchdog-orders-halt-to-work-0a9cfc3d&rft.creator=Dylan+Tokar+%26+Ben+Eisen&rft.publisher=%5B%5BWallstreet+Journal%5D%5D&rft.date=2025-02-03&rft.language=en"> </span></span>
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